// payment methods
Get paid the way your customers already pay.
Bank transfer and PalmPay in Nigeria, mobile money across Africa, and stablecoins from anywhere. One integration, 14 currencies, paid out in the money you collected.
Nigeria · NGN
Every way Nigerians pay
Transfer-first, because that's how most of Nigeria pays, with the wallets your customers already use.
How you're paidPaid to your Nigerian bank account the next working day.
Bank transfer
A fresh account number per checkout, confirmed in seconds, from any Nigerian bank app.
ZevPay ID & QR
Instant payment from any ZevPay account, typed as a ZevPay ID or scanned. Free for your customer.
PalmPay
Customers approve in PalmPay and come straight back to your checkout.
CardComing back
Visa, Mastercard and Verve. Paused while a new card partnership completes.
Static NGN accountsOn request
A permanent account number per customer, so repeat transfers reconcile themselves.
| Currency | Where | Minor unit |
|---|---|---|
| NGN | Nigerian naira | kobo · 2 dp |
Across Africa · mobile money
Mobile money, in local currency
Customers pay in their own currency from the mobile money wallet on their phone. No naira conversion anywhere.
How you're paidPaid out in the currency you collected, to a mobile money number you choose.
Mobile moneyOpening market by market
M-Pesa, MTN MoMo, Airtel Money and the other networks in each market, approved on the customer's phone.
| Currency | Where | Minor unit |
|---|---|---|
| KES | Kenya | cents · 2 dp |
| GHS | Ghana | pesewas · 2 dp |
| UGX | Uganda | none · 0 dp |
| TZS | Tanzania | cents · 2 dp |
| RWF | Rwanda | none · 0 dp |
| ZMW | Zambia | ngwee · 2 dp |
| MWK | Malawi | tambala · 2 dp |
| MZN | Mozambique | centavos · 2 dp |
| CDF | DR Congo | centimes · 2 dp |
| SLE | Sierra Leone | cents · 2 dp |
| XOF | West Africa (CFA) | none · 0 dp |
| XAF | Central Africa (CFA) | none · 0 dp |
Worldwide · stablecoins
Stablecoins, from anywhere
Customers anywhere can pay in digital dollars. Price in naira or US dollars; we quote the exact amount to send.
How you're paidSettle the naira value to your bank, or keep the coins in a verified wallet.
USDT & USDC
Sent from any wallet or exchange to a one-time address, confirmed on-chain automatically.
| Currency | Network | Minor unit |
|---|---|---|
| USDT | Tether on Tron | priced in NGN or USD |
| USDC | USD Coin on Base | priced in NGN or USD |
// questions
What merchants ask.
Building it? Amounts are always in the currency's smallest unit, and some have none. Currencies in the docs.
- What currency do I get paid in?
- The one you collected. Naira goes to your Nigerian bank account the next working day. Mobile money is paid out in the same currency to a mobile money number you choose per currency. Stablecoins settle as naira to your bank, or stay as coins in a verified wallet. We never convert your money between currencies without being asked.
- Is mobile money live in my country?
- Mobile money opens one market at a time. The initialize response tells you exactly what a checkout can be paid with, and our team can tell you which markets are open for your account today.
- Can I price in US dollars?
- Yes, for stablecoin payments. Customers anywhere send USDT or USDC, we quote the exact amount, and you choose how it settles.
- Do my customers need a ZevPay account?
- No. Bank transfer, PalmPay, mobile money and stablecoins work for anyone. ZevPay ID is an extra, instant option for customers who already use ZevPay.
- Can I turn methods off?
- Yes. Choose the methods for your whole account, override them per API key, or pass them per checkout. The checkout only ever offers what you've allowed and what the currency supports.
Ready when you are
Start with the methods you need today.
Every method uses the same API key and the same webhook. Add markets as they open, without touching your integration.