// checkout for African merchants

Stop losing checkouts.
Start getting paid.

One line of code. Bank transfer, ZevPay ID, PalmPay and stablecoins in a single modal that actually converts.

  • T+1 settlement
  • 99.9% uptime
  • 5-min setup

// try a live ₦100 payment

Buy the team a coffee

A real payment through our own gateway - you pick the amount. We'll buy something nice with it.

Amount

₦100 – ₦50,000.

Secured byZevPay
A Lagos restaurant at golden hour - the owner taking a payment at the counter.

Yaba, Lagos · independent restaurant · 18:42 WAT

Built for the way Africa pays

A checkout that belongs in your customer's hands.

Bank transfer is how 78% of Nigerian shoppers want to pay. We made it the default and built everything else around it - not the other way round.

  • Bank transfer that confirms in seconds - no manual reconciliation
  • PalmPay balances, approved in PalmPay and back in one step
  • PayID for instant ZevPay-to-merchant transfers

Ways your customers can pay

Every rail your customer already uses.

One integration carries all of them. Turn a rail off for your business and the checkout simply stops offering it, with nothing to rebuild.

Bank transfer

A fresh account number per checkout, confirmed in seconds. Minted across our partner banks, so a customer who cannot reach one can switch to another without losing the payment.

ZevPay ID & QR

Instant transfer from any ZevPay account, entered as an ID or scanned from the checkout. No account numbers to copy, free for your customer, and settled to you like any other payment.

PalmPay

Customers with a PalmPay balance approve the payment in PalmPay and come straight back. On for every merchant.

Stablecoins

USDT and USDC on Tron and Base. Settle the naira value to your bank, or keep the asset and settle to a verified wallet.

Card

Coming back

Mastercard, Visa and Verve. Currently paused while we complete a new card partnership, and every other rail here is unaffected.

Static NGN account

On request

A permanent account number assigned to one of your customers, so their transfers reconcile themselves. Enabled per merchant on request.

Settlement is T+1 on every rail, to your bank account or your ZevPay balance.

Your side of the counter

Every naira accounted for, before it hits your bank.

The dashboard answers the three questions merchants actually ask: what came in, what's pending payout, and what's already in my account. No exports, no guesswork.

  • Pending payout, visible
  • Per-API-key reporting
  • Revenue at a glance
The ZevPay Checkout merchant dashboard: revenue chart, pending payout and paid-out totals, per-API-key breakdown, and recent transactions.

// the live dashboard · real product, demo data

For developers

One script tag. Five minutes.

Drop the inline SDK into any site. Get back a typed callback the moment a payment confirms. Same shape whether your stack is React, Vue, vanilla, PHP, or a Shopify theme.

  • Typed TypeScript definitions for every callback
  • Webhook signing with HMAC-SHA256
  • Sandbox keys + test bank flow in the dashboard
checkout.html
// 1. include the SDK
<script src="https://js.zevpaycheckout.com/v1/inline.js"></script>
 
// 2. open a checkout
const zp = new ZevPay.ZevPayCheckout();
zp.checkout({
apiKey: "pk_live_…",
email: "ada@acme.ng",
amount: 10000, // ₦100 in kobo
onSuccess: (ref) => console.log(ref),
});

→ webhook fires at your-backend.ng/webhooks/zevpay within ~120ms

Pricing

Pay only when you get paid. ₦0 to receive.

No monthly fees, no setup costs, no minimum. Settlement to your bank is included.

Bank transfer

1.5%

capped at ₦2,000

Per successful transfer in. No setup, no monthly fee, ₦0 to receive money.

Card

1.5% + ₦100

domestic Naira card

International cards 3.8% + ₦100. We absorb 3DS step-up costs.

PayID

0.5%

capped at ₦500

Native to ZevPay - no NIBSS hop, so we pass the savings on.

Full pricing & FAQ →Custom volume rates for >₦50M monthly. Talk to us.
A merchant in her clothing boutique checking a payment notification.

Ready when you are

Get your first ₦100
settled by tomorrow.

Sign up takes about as long as the demo above. No card required, sandbox keys ready the moment you confirm your email.